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Blackjack


  • Insurance: side bet up to half the initial bet against the dealer having a natural 21 - allowed only when the dealer's showing card is an Ace. If the dealer has a 10 face down and makes a blackjack, insurance pays at 2-1 odds.
  • Surrender: giving up your hand and lose only half the bet.
  • Early Surrender: surrender allowed before the dealer checks for blackjack.
  • Late Surrender: the dealer first checks to see if he has blackjack. If he does, surrender is not permitted.
  • Double Down: double your initial bet following the initial two-card deal, but you can hit one card only. A good bet if the player is in a strong situation.
  • Even Money: cashing in your bet immediately at a 1:1 payout ratio when you are dealt a natural blackjack and the dealer's showing card is an Ace.
  • Split Hand: split the initial two-card hand into two and play them separately - allowed only when the two first cards are of equal value. Use each card as the start to a separate hand and place a second bet equal to the first.
House advantage (approximate, may vary with different rules)
Without basic strategy 7% average.
With basic strategy 0.5% or less.
Card counting can reverse the advantage up to 1% to the player.

Some blackjack variations
Using different number of decks: all other conditions being the same, as a general rule the fewer the decks, the better for the player.

Allowing the dealer to hit a soft 17: a disadvantage to the player. It gives the dealer a chance to improve.
Allowing a double down after splitting pairs: can be advantageous to the player if used wisely.
Allowing re-splitting of Aces: a clear advantage to the player. 		www.blackjackresearch.com

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